A Brief Note On College And Higher Education - 2160 Words

Kyle Laffin is seen ias a typical mid 20’s American. He attended college to pursue a degree in accounting and financial freedom, but this came at a cost which he didn’t imagine. He took out a loan with his father as a cosigner for a little over $100,000. Even though he got an accounting job directly out of college, he is now stuck paying back a monthly loan payment of $1,200, when he only makes $3,333 a month before taxes. This has forced his father to make payments since he cosigned the loan. His father began working two jobs and was forced to take money out of his retirement account just to be able to make those excruciating monthly payments (Woodruff). College and higher education are often viewed as the fundamental key to the American dream. It is often seen as a gateway to the middle and upper class. However this dream comes with a price, which is often overlooked until its too late. According to the National Center for Public Policy and Higher Education, the cost of college has increased 439% in the last 30 years. This has forced a large amount of the American college students to take out enormous student loans that they will struggle or fail to payback. If too many students fail to payback their loan (commonly known as defaulting), it could result in an economic recession similar to the 2008 housing market crash. How did these costly college loans come to be? The beginning of college loans occurred in 1965, when the government created the Guarantee Student LoanShow MoreRelatedBooming Hispanic Population in Texas do not have Good Educations715 Words   |  3 Pagesearning a college degree and different socio-economic levels (Swaii, Redd, Perna, 2003). 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